Backed by science and technology, the global financial landscape is undergoing structural transformations as more and more technologies are being applied to the financial sector. Countries around the world, especially developing nations, are promoting the development of Fintech as a lever for socio-economic development. Each country, with its different technological foundations and economic starting points, will choose different development directions. Kenya and Vietnam are two developing countries that have clearly defined Fintech development directions. This research will analyze the Fintech development policies of Kenya and Vietnam, highlighting similarities and differences, and assessing the future development prospects of the financial sector in both countries.

Keywords: Comparison, financial technology, development policy, Kenya, Vietnam.